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Privacy Policy
Last updated: May 8, 2026
1. Introduction
Budgio ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we
collect, use, disclose, and safeguard your information when you use our mobile application Budgio (the "App").
By using the App, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
We may collect the following types of information:
- Personal Information: When you create an account, we may collect your name and email
address.
- Financial Data: Budget categories, expense entries, and spending amounts that you manually
input into the App. This data is stored locally on your device.
- Usage Data: Information about how you access and use the App, including device type,
operating system, app version, and interaction patterns.
- Device Information: Device identifiers and general diagnostic data to improve app
performance.
3. How We Use Your Information
- To provide, maintain, and improve the App's functionality
- To personalize your experience and deliver relevant features
- To communicate with you about updates, support, and promotional materials (with your consent)
- To monitor and analyze usage trends to improve the App
- To detect, prevent, and address technical issues and security threats
4. Data Storage and Security
Your financial data (budgets, expenses, categories) is stored locally on your device by default. We implement
industry-standard security measures including encryption to protect your personal information. However, no
method of electronic storage is 100% secure, and we cannot guarantee absolute security.
5. Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share information only in the
following circumstances:
- With your explicit consent
- To comply with legal obligations, court orders, or government requests
- To protect our rights, privacy, safety, or property
- With service providers who assist us in operating the App (subject to confidentiality agreements)
6. Third-Party Services
The App may contain links to third-party websites or services. We are not responsible for the privacy practices
of these third parties. We encourage you to review their privacy policies before providing any personal
information.
7. Children's Privacy
The App is not intended for use by children under the age of 13. We do not knowingly collect personal
information from children under 13. If we discover that a child under 13 has provided us with personal
information, we will delete it immediately.
8. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access, update, or delete your personal information
- Object to or restrict the processing of your data
- Request a copy of your data in a portable format
- Withdraw consent at any time
9. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this
policy, unless a longer retention period is required by law.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new
Privacy Policy on this page and updating the "Last updated" date.
11. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Email: support@budgio.io
Website:
budgio.io
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Terms of Use
Last updated: May 8, 2026
1. Acceptance of Terms
By downloading, installing, or using Budgio (the "App"), you agree to be bound by these Terms of Use ("Terms").
If you do not agree, do not use the App.
2. Description of Service
Budgio is a personal finance application designed for budget management and expense tracking. The App allows
users to manually input expenses, set budget categories, and view spending reports. Budgio is intended for
personal, non-commercial use only.
3. User Accounts
You may be required to create an account to access certain features. You are responsible for maintaining the
confidentiality of your account credentials and for all activities that occur under your account.
4. User Responsibilities
- Use the App only for lawful purposes and in accordance with these Terms
- Not attempt to reverse-engineer, decompile, or disassemble the App
- Not use the App to transmit any harmful, offensive, or illegal content
- Not interfere with or disrupt the App's functionality or servers
- Not create multiple accounts for fraudulent purposes
5. Intellectual Property
All content, features, and functionality of the App, including but not limited to the design, graphics, text,
software, and trademarks, are owned by Budgio and are protected by intellectual property laws.
6. Financial Disclaimer
Budgio is a budgeting and expense tracking tool only. The App does not provide financial advice, investment
recommendations, or tax guidance. Consult a qualified financial advisor for any financial decisions.
7. Limitation of Liability
To the maximum extent permitted by applicable law, Budgio and its developers shall not be liable for any
indirect, incidental, special, consequential, or punitive damages arising from your use of the App.
8. Disclaimer of Warranties
The App is provided on an "as is" and "as available" basis without warranties of any kind, either express or
implied.
9. Termination
We reserve the right to suspend or terminate your access to the App at any time, without prior notice, for
conduct that we determine violates these Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard
to conflict of law principles.
11. Changes to Terms
We reserve the right to modify these Terms at any time. Your continued use of the App after changes constitutes
acceptance of the modified Terms.
12. Contact Us
Email: support@budgio.io
Website:
budgio.io
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Support
We're here to help.
Contact Us
If you have any questions, issues, or feedback about Budgio, please don't hesitate to reach out.
Email: support@budgio.io
Response
Time: We typically respond within 24-48 hours.
Is Budgio free to use?
Yes, Budgio is free to download and use. We offer a premium version with additional features for users who want
more advanced budgeting tools.
Is my financial data safe?
Absolutely. Your financial data is stored locally on your device by default. We use industry-standard
encryption and never sell or share your personal financial information.
How do I add an expense?
Open the App and tap the "+" button on the main screen. Enter the amount, select a category, add an optional
note, and tap "Save."
Can I set budgets for different categories?
Yes! Create custom budget categories (e.g., Food, Transport, Entertainment, Bills) and set individual spending
limits for each.
How do I delete my account?
Navigate to Settings > Account > Delete Account. This action is permanent and cannot be undone.
What devices are supported?
Budgio is available for iPhone and iPad running iOS 16.0 or later.
App Information
App Name: Budgio
Developer: Budgio
Category: Finance
Compatibility: iOS 16.0+
Languages: English
Price: Free (with optional premium features)